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Frequently Asked Questions
Yes. OFWs can purchase DMCI Homes condominiums remotely. Michael Erik Santos specializes in OFW transactions and assists with: Special Power of Attorney (SPA) preparation, remote unit selection via video call, overseas remittance payment channels, bank financing coordination, and full documentation coordination without requiring you to be physically present in the Philippines.
A Special Power of Attorney (SPA) is a legal document that authorizes a trusted representative in the Philippines to sign documents and transact on your behalf. For DMCI condo purchases, the SPA must be notarized at the Philippine Embassy or Consulate nearest to you. Michael Erik Santos provides SPA templates and guidance on the proper notarization process.
OFWs can pay DMCI condo installments via international bank remittance to DMCI Homes' bank accounts (BDO, BPI, Metrobank, HSBC), Western Union, or other OFW remittance channels. Payment reference numbers and remittance instructions are provided after reservation. Erik coordinates payment tracking and official receipt issuance.
OFWs are exempt from Philippine income tax on their foreign-sourced income. For property purchases, OFWs pay the same taxes as resident buyers: transfer tax (~0.5% of TCP), documentary stamp tax (~1.5%), registration fees, and real estate tax (~1%–2% of assessed value per year). There is no special OFW exemption from these transfer taxes.
