Oak Harbor
Residences
Asian Contemporary architecture in Jackson Ave., Asiaworld City, Brgy. Don Galo, Parañaque City.
Oak Harbor Residences
The only waterfront community in Bay City — located directly by the bay with magnificent views and world-class amenities in the metro's next major business district.
Units available — request the latest price list and computation from Erik.
Connected to everything that matters
Oak Harbor Residences sits in Jackson Ave., Asiaworld City, Brgy. Don Galo, Parañaque City — close to malls, schools, hospitals, and major transit links across Parañaque and Metro Manila.
Malls & Retail
- SM City BF Parañaque
- Ayala Malls Manila Bay
- SM Mall of Asia
- Duty Free
Schools
- Mapúa Malayan Colleges
- San Beda Alabang
- Southville schools
Business & Transit
- NAIA Airport
- Entertainment City
- SLEX & Skyway
- C-5 Extension
Why buy with Erik
Oak Harbor Residences pairs DMCI's signature resort-style living with a prime Parañaque address. Reserve through an accredited agent and get the full price list, sample computations, and flexible payment options.
Stretch your downpayment, your way
Oak Harbor Residences qualifies for the DMCI Homes Third Quarter Deals — reserve by October 31, 2026 and choose the downpayment structure that fits your cash flow.
Spread your 12% downpayment over 32 months and take a 1% discount. Balance of 88% via bank or in-house financing.
Stretch the same 12% downpayment over 36 months for the lowest possible monthly — no discount, maximum breathing room. Balance of 88% via bank or in-house financing.
- Valid for reservations from September 1 to October 31, 2026 under the Modified Third Quarter Deals.
- The special discount applies to units only; parking can follow the same promo payment term as your unit.
- Promo discounts are not combinable with regular discounts — standard downpayment terms with their regular discounts remain available as an alternative.
- Balance payable through Cash, Bank Financing, or In-House Financing per DMCI guidelines.
Promo validity: September 1 – October 31, 2026 · per DMCI memo PD-26-07-031 (Modified Third Quarter Deals). Final figures are confirmed at reservation — talk to Michael Erik Santos (Team Colossians) to avail.
Move in with just 5% down
Oak Harbor Residences qualifies for DMCI Homes’ 5% downpayment promo — a ready-for-occupancy home with the lightest entry cost of the year.
| Promo Term | Discount | DP Period | Financing |
|---|---|---|---|
| 5% DP · 95% balance thru bank financing | 2% OFF | DP payable in 12 months | Chinabank & BPI only |
- Move in with just 5% down, payable over 12 months — the 95% balance runs through bank financing.
- Available through Chinabank and BPI financing only, subject to bank financing guidelines.
- Valid for reservations from June 1 to November 30, 2026.
- Oak Harbor Residences carries the standard 2% RFO discount — DMCI’s selected buildings list (Cypress Towers, Illumina Residences, Royal Palm Residences, Tivoli Garden Residences, Willow Park Homes) carries a higher 4%.
Promo validity: June 1 – November 30, 2026 · per DMCI memo PD-26-05-028 (5% DP – 95% BF payment term extension, Chinabank & BPI financing only). Final figures are confirmed at reservation — talk to Michael Erik Santos (Team Colossians) to avail.
12% Spot DP vs 5% Low Spot DP vs Home Advance
Three ways into the same unit at Oak Harbor Residences. The 5% low spot downpayment is the lightest entry cost of the year — and it hands the bank ₱938,142 more to carry, which at an indicative 8.5% over 20 years works out to about ₱8,141 more every month, or roughly ₱1,953,940 more paid over the term. Home Advance keeps the smaller loan, carries the lightest monthly downpayment of the three, and is the only one that gets you into the unit before the bank releases anything.
| Oak Harbor Residences · Lauderdale M106 | 12% Spot DP | 5% Low Spot DP | Home Advance 12% / 32 |
|---|---|---|---|
| Downpayment required | 12% | 5% | 12% |
| Promo discount | 1% | 2% | 1% |
| Net contract price | ₱15,531,120 | ₱15,374,240 | ₱15,531,120 |
| Downpayment amount | ₱1,863,734 | ₱768,712 | ₱1,863,734 |
| Payable over | 1 payment | 12 months | 32 months |
| Monthly downpayment | — | ₱61,559 | ₱57,304 |
| Cash to reserve + first payment | ₱1,863,734 | ₱91,559 | ₱87,304 |
| Cash out, first 12 months | ₱1,863,734 | ₱768,712 | ₱717,650 |
| Balance for bank financing | ₱13,667,386 (88%) | ₱14,605,528 (95%) | ₱13,667,386 (88%) |
| Est. amortization, 20 yrs | ₱118,609/mo | ₱126,750/mo | ₱118,609/mo |
| Bank options | any accredited bank | Chinabank or BPI only | any accredited bank |
| Earliest move-in | after bank drawdown | after bank drawdown | month 4 — before drawdown |
| Cash to reach move-in | ₱1,863,734 | ₱768,712 | ₱259,217 + ₱87,500 |
| While you finish the downpayment | your current rent | your current rent | ₱25,000/mo — your own unit |
| Who owns the unit from Day 1 | you | you | you |
With Home Advance you are the owner from Day 1 — not a tenant hoping to become one
Home Advance is not a “rent first, buy later” arrangement. The purchase happens first; the occupancy happens second. That order is everything:
- You sign a Reservation Agreement, then a Contract to Sell — on that exact unit, in your name, before any move-in conversation starts.
- Every peso of your downpayment is equity in your purchase, not a credit held aside to be applied later if something gets approved.
- The unit leaves the market the day you reserve it, and your price is locked at your contract price for the whole term.
- There is no conversion step and nothing left to approve to make you an owner — you already are one. The only approval remaining is the bank loan on the balance, which every buyer on every payment term goes through.
Compare that with any arrangement where you lease first and the purchase is a separate, later decision that is subject to approval. There, you can pay faithfully for a year and still not own anything — and if the conversion is not approved, every peso you paid was rent.
Straight about the lease: under Home Advance you do sign a lease and the monthly Home Advance rate is not credited to your purchase. It is the occupancy fee for living in a unit you have already bought, before the bank releases the balance. Your ownership runs on the downpayment, in parallel — and it started the day you reserved. The right comparison is not “lease versus equity,” it is “this lease versus the rent you are paying someone else right now.”
Computed on Lauderdale M106 — the lowest-priced available 1BR at Oak Harbor Residences (66 sqm, list ₱15,688,000) as of this page’s build date — with a ₱30,000 reservation fee. The 12% spot column assumes DMCI’s regular term with its project spot-DP discount applied; special discounts are tied to their own payment terms and are not combinable (memo PD-26-07-031). 5% low spot downpayment per memo PD-26-05-028, valid June 1 – November 30, 2026, Chinabank or BPI financing only. Home Advance per memos PD-26-06-014 and PD-26-06-020, valid July 1 – September 30, 2026. Bank amortization is an estimate at 8.50% over 20 years — your actual rate is set by your bank at approval. Closing fees are payable separately on all three routes.
Move In Now, Pay Your Balance Later
Oak Harbor Residences qualifies for the DMCI Homes Home Advance (Rent-to-Own) program. Move into your unit and lease it while you complete payment — instead of waiting for full bank financing.
| Unit Type | Approx. Size | Monthly Lease | Move-In Cash-Out* |
|---|---|---|---|
| 1-Bedroom | 66–72.5 sqm | ₱25,000 | ₱87,500 |
| 2-Bedroom | 80–85 sqm | ₱32,500 | ₱110,000 |
| 2-Bedroom | 97–100 sqm | ₱37,500 | ₱125,000 |
| 3-Bedroom | 127–152 sqm | ₱45,000 | ₱147,500 |
| 3BR Loft (Inner) | 135–200 sqm | ₱70,000 | ₱222,500 |
| 3BR Loft (End) | 201–300 sqm | ₱80,000 | ₱252,500 |
*Move-In Cash-Out = 1 month advance rental + 2 months security deposit + ₱12,500 one-time utility deposit. PMO turnover fees (joining fee + water service deposit) are FREE under the promo.
How to Pre-Qualify — Complete 4 Months Downpayment
Pay the 4 months downpayment in one go to qualify right away. This advance is not subject to any extra discount and your schedule stays as-is.
Pay your downpayment monthly as scheduled. You qualify for Home Advance availment after your 4th monthly payment.
Lease Terms
- Minimum lease contract: 6 months.
- Lease end aligns with your bank drawdown / balance due date (pro-rated rate may apply).
- Required upon lease: 1 month advance + 2 months security deposit + utility deposit.
- Unit warranty served upon acceptance of the leased unit.
Free Association Dues by Lease Length
- 6 months1 month FREE
- 7–12 months2 months FREE
- 13–18 months3 months FREE
- 19–24 months4 months FREE
- 25–30 months5 months FREE
- 31 months & up6 months FREE
All terms enjoy FREE PMO turnover fees.
Promo validity: July 1 – September 30, 2026 · per DMCI memo PD-26-06-014. Lease rates are indicative and based on unit bedroom type & size; final figures are confirmed at reservation. Talk to Michael Erik Santos (Team Colossians) to avail.
Ask about Oak Harbor Residences
Talk to Michael Erik Santos — your DMCI Accredited Sales Manager — for the complete price list, unit availability, and a free personalized consultation.
Team Colossians
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